Subject to credit approval. Cardmembers will earn 4 points for every dollar spent on purchases outside of GM, minus credits and returns. Cardmembers earn 7 points total (consisting of 4 base points plus 3 bonus points) for every dollar spent on eligible purchases with GM, minus credits and returns. Card account must be linked to your My GM Rewards Account to automatically earn bonus points on eligible GM purchases. Bonus points will be posted to your My GM Rewards Account separate from base points. See Program Rules for eligible GM purchases, terms and limitations.